What do you want of Mortgage Interest Rates Today ?.
Beware of a broker that is reluctant or refuses to disclose their Ysp, or "yield spread premium". That term refers to the estimate of money the lender is giving to the broker in exchange for charging you a higher interest rate or enacting a longer or more severe pre-payment penalty. Statistically, unsolicited refinance offers have a much higher likelihood of coming from "predatory" lenders.
Be careful--all Good Faith Estimates are just that; estimates. They are all subject to change.
