If you are seeing for Today's Mortgage Interest Rates, I just saw one with Apr of 4.78% with no points and less than 0 in fees.
Should you refinance now? Only you can riposte that, but here's some things you need to consider.
Today's bottom mortgage interest rates have moved from 4.75% to 5.15% in the month of April 2010. The 10 year treasury rate yield has started a strong up trend above its 50 day intelligent midpoint and this has pushed 30 year fixed mortgage rates much higher. In a few short days we saw the 30 year fixed rate move up a quarter of a percentage point. It should be very intelligent to see where interest rates go from here.
Many homeowners are likely to be looking for today's bottom mortgage interest rates as they want an chance to lock in to a low rate before we start to see home loan rates move higher. At the starting of the year many analysts unbelievable that rates were likely to start rising in the spring of 2010. Just a few short weeks into the spring 30 year rates are starting their climb. No one knows if this climb will continue but it has been a strong move higher in just a few short weeks.